Using the website implies that you accept these terms. The guide is an important resource that will help to create a much greater understanding of. Glossary of terms set out below is a glossary of standard transactional terminology for private equity and corporate finance transactions. Person or entity that has the right to use property under the terms of a lease. Department of the treasury that is responsible for printing paper money. A condition where government enters the loanable funds market and thereby increases the. A group of methods for achieving periodic reductions in the book value of fixed. An exchange traded fund or etf, is a marketable security that tracks an index such as the ftse 100. Investopedias comprehensive financial terms dictionary with over 00 finance and investment definitions. Dictionary of banking terms and phrases helpwithmybank. Etfs can be used to track various investments such as commodities, bonds, or a basket of assets like an index fund and can be bought and sold in the same way as other shares on an exchange.
Any study of school finance can be confusing because of the enormous number of technical terms used in describing the process. Acquisition the purchase of one company by another business entity. There are many financial terms that can be misleading, complicated or ambiguous. From 401ks to zerosum investments, the glossary is an evolving reference for investors and. Know the glossary of financial terms and definitions alphabetically, which are most commonly use in indian finance. Fund which satisfies the conditions of the superannuation industry. Learn the most commonly used terms in finance, business and the stock market. A systematic examination of resource utilization concluding in a written report. Definitions of key terms and phrases used in commercial, retail and investment. Having launched it originally in 2004 we have now updated it with modern terminology to meet with the increasing demand for the book. It outlines the main terminology and acronyms used to describe public finance in.
Money in a bank or building society account is known as a liquid asset. Browse our glossary of economics and personal finance terms. There was a lot of jargon thrown out in the senate hearing on goldman sachs on tuesday. A contract that states the terms and conditions a landlord and a tenant agree to regarding rental property, including payment terms, the responsibilities of both parties, and consequences if terms and conditions are not met, to ensure that both parties of the lease are protected. Glossary of personal financial terms my money coach. Our financial terms glossary will help you learn the most common financial terms, words and phrases, as well as the meaning for dozens of legal terms. Home managing money in everyday life glossary of personal finance terms. Glossary of aviation finance terms william gibson, airbusiness academy 4 rev. Free online financial terms dictionary and financial ratios definitions business. This az pocket guide to understanding financial terms is just one of the achievements of ebss partnership with nala. However, the lenders on the panel reserve the right to change % apr or %aprc rates and underwriting criteria. Unless otherwise expressly stated, nothing in the terms and conditions shall create any rights or any other benefits whether pursuant to the contracts rights of third parties act. We do occasionally update these terms so please refer back to them in the future.
The following describes the terms on which personal finance lab offers you access to services. A period of time, often about 25 days, during which you can pay your credit card bill without incurring a finance charge. As with technology, the finance world is filled with acronyms and terms that might sound alien to many people. Pegasus finances failure to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. The abo must be disclosed in a footnote to the financial statements. Acquisition of assets an acquirer purchases the selling companys assets. If you do not accept these terms, please do not use this website. Some loan and finance agreements have lower repayments than normal in return for a high final payment. An asset that has particular conditions attached to its ownership.
He is the founder and ceo of the financial terms dictionary book series and website, which explains in detail and comprehensive form over financial terms. Assessed valuation the percentage of valuation that is subject to taxation. Financial terms dictionary terminology plain and simple explained. In addition to any other tax credits, contributions to iras and 401k plans are subtracted from the total. This financial glossary gives better, more precise, and simpletounderstand meanings of financial terminology. Aggressiverelating or referring to an investment philosophy that seeks aboveaverage returns by accepting aboveaverage risk. Dec19 capital lease a lease where the aircraft must be stated on the airlines balancesheet. A revision of a financial agreement that alters the conditions or covenants of the original agreement. A list of commonly used personal finance terms and their definitions. Moneyweeks financial glossary all those financial terms you wished you knew but were too embarrassed to ask about. Use the filter menu if you are looking for a specific term, or to navigate the glossary alphabetically. Financial terms and definitions page 3 the economic times. Aged debtors report an aged debtors report lists amounts owed to a business by trade debtors and analyses how long the amounts have been due.
Property owned by the city which has book or appraised monetary value. Most comprehensive financial dictionary with over popular financial terms. A glossary of terms used in payments and settlement systems bis. The glossary defines terms essential for extending financial services to all who can use them. The annual accounts are presented for approval at this meeting. For example, equities, cash, fixed interest or property. Glossary of terms credit union notforprofit cooperatives of members with some type of common bond e. Improve your financial literacy with this dictionary of financial terms. Glossary of personal finance terms institute for financial literacy. The different types of assets available to investors. Glossary of school finance terms alexander local schools. The most important financial terms everyone should know. Clear and concise article style description with practical examples.
All the articlesblog posts are ed and none of the articlesblog posts shall not be copiedreproduced without the written consent of the author. A nongaap financial measure used to assess each of the banks businesses and to measure the banks overall performance. Additional paidin capital amount paid for stock over and above its par value amortization recognition as an expense of part of an intangible asset. Glossary of financial terms and definitions alphabetically. Use this glossary to learn key business, financial, and legal terms. Such terminology helps convey ideas and concepts quickly, which simplifies communication for insiders but makes things appear more complex for the uninitiated. This is a general term used to loosely describe the financial accounts. Bank a financial institution that accepts deposits and makes loans.
Common finance terms, glossary faqs openroad lending. With most credit card accounts, the grace period applies only if you. Calculations have been performed for appropriate finance charges, minimum. Financial inclusion glossary center for financial inclusion. Items that are owned by an individual such as property and investments. Zacks investment research list of common financial terms. A condition in which a borrower is unable or finds it difficult to repay his or her debt. Adjusted gross incomeamount of income that is subject to federal income tax. It is a test of managements internal accounting controls. Go through the glossary of financial terms and know the meaning of all financial terms through their definitions here at the economic times. Paul sticht professor of international business, fuqua school of.
Glossary financial and banking terms adjusted results. Bureau of engraving and printing the division of the u. Financial terms glossary consumer financial protection bureau. Lapsed option 2 absolute return absolute return is the return that an asset achieves over a certain period of time. Bankruptcy 1the condition of being financially insolvent 2the administration of an. Learn and know the meaning of these finance terms by their definitions here at the economic times. Glossary of financial terms sydney financial planning. Financial terms dictionary terminology plain and simple. Glossary of finance terms a account code the first a in foapal that describes the nature of expenditures and revenue in the operating ledger, as well as assets and liabilities in the general ledger. Acquisition of stock an acquirer purchases the capital stock of the target company. The interest rate may change over the life of the loan as market conditions change. Any interest in real or personal property which can be appropriated for the payment of debt. An accounting description of the writingdown of the book value of an asset over time or.
Glossary of financial and business terms over 2,500 entries compiled by campbell r. By continuing to use our website, read blogsarticles and purchase any servicesproducts offered on the website, you agree to following terms and conditions. Most of todays commonly used terms in an easytofind glossary format. This article is an attempt to create a glossary of financial terms, which is both compact as well as comprehensive. This page outlines our terms and conditions for users who use the. It also lists creditors who have been owed money for the longest period. Glossary of financial terms and definitions wealth how. The forbes financial glossary defines hundreds of finance terms to help you decode the puzzle. Office 229, 275 deansgate, manchester m3 4el and authorised and regulated by the financial conduct authority. Please read the terms in full before you use this website.
A comprehensive list of financial terms to help you improve your financial literacy. Letter of credit conditional bank commitment issued on behalf of a customer to pay a third party in accordance with certain terms and conditions. These terms and conditions govern your use of our website. Finding an integrated list of financial terms and definitions is only comprehensively possible with the aid of a financial dictionary. Harveys hypertextual finance glossary, or the related book. For example, parties may agree to restructure a loan agreement, easing the payment schedule. The following is a glossary of those terms most often used.
A glossary of terms october 2011 1175 ross burnside and allan campbell this briefing has been produced for new members of the finance committee, and msps generally wishing to familiarise themselves with commonly used public finance terminology. Glossary of aviation finance terms airbusiness academy. Barter to trade one good or service for another good or service. Lessor owner of property, the temporary use of which is transferred to another lessee under the terms of a lease.
Amortization the repayment time period of a loan or debt the number of years over which youll repay the loan or debt apr annual percentage rate a standard calculation by lenders to show what the interest rate and fees are on a credit product e. A written report summarizing the history of title transactions and conditions of title that. This glossary contains terms you may find useful when teaching youth. Accounting terminology guide over 1,000 accounting and. A book in ledger form in which are recorded all deposits, withdrawals, and. The personal finance centre takes every care to ensure the accuracy of the loan quotes which are based on the latest information available from the lenders at that time. Learn vocabulary, terms, and more with flashcards, games, and other study tools.
1156 384 1352 1440 410 816 533 179 21 181 779 1070 769 615 299 180 319 88 1401 222 1214 146 678 1281 330 924 197 1170